Bike insurance, car insurance, home, health or life insurance are all part of our financial make ups. If insurance is not used we put ourselves at financial risk. Imagine this; your riding your motorcycle or diving your car and the weather starts getting rough. Your tiny ship is tossed... have you heard this one? Anyway, you get to where you were going safely. You didn't need your insurance. That's GREAT!!! But remember that sharp left you made by the collage, the turn where you almost lost it, the guy behind you did lose it. He needed his insurance and by the GRACE of GOD that wasn't you. When you need insurance you really need it. When you don't need insurance you still need it. Ride, drive, live with care.